Yes. As long as you are qualified to NVQ Level 3 then we can cover anyone between the ages of 16 and 70.
The specific locations and geographical limits will be detailed on your policy schedule.
You can make a change to your policy by logging into your customer portal with the username and password provided by account@milliondollarfacial.schemeserve.com. You will be able to do things like amend your address and increase your liability and contents limits. There is no admin cost involved in making changes to your policy.
Your policy is paid for via a Direct Debit service provided by our underwriter, Hiscox. If you would like to change the details of your Direct Debit, such as changing the account that the money is debited from, please contact Hiscox on the details provided below:
Call Hiscox: 0808 168 9572 – Select option 2 and then option 1
Email Hiscox: payments@hiscox.com
Write to Hiscox: Hiscox, 22 Bishopsgate, London, EC2N 4BQ
The annual premium for the policy is £235.00, with an additional Insurance Premium Tax (IPT) of £28.20, making the total annual premium £263.20. You have the option to increase the Public Liability limit and the contents limit if required (charge applies).
Please check your spam folder as sometimes the emails can land in there. You will have been sent a confirmation email from account@milliondollarfacial.schemeserve.com. You can also find your documentation in your Customer Portal.
Including Million Dollar Facial treatments, there are 158 activities which you are covered for under this policy (subject to relevant qualifications). Here are just some of those activities:
Airbrush tanning and spray tanning; Barbering; Cosmetic Brushing; Dermaplaning; Electrical Slimming/Body Toning treatments; Endermology; Eyebrow Plucking, Threading, Tweezing, Waxing, Tinting; Eyelash and Eyebrow Tinting; Eyelash Curling; Eyelash Perming; Facials, Facial Massage; False Eyelashes; Glycolic Acid Treatments; Hair Colouring; Hair Cutting; Hair Drying; Hair removal using electrolysis equipment; Hair Styling; Heat Treatments; Hydrotherapy; Hydrodermabrasion; LED light therapy; Make-up; Manicuring (including nail extensions and nail art) or pedicuring; Massage; Mesotherapy via microneedling; Microblading; Microdermabrasion; Microdermabrasion, Micro Epidermal Skin Technology, Skin Rejuvenation; Nail Art (Inc. Gel Nails); Nail Extensions; Pedicure; Permanent Hair Waving; Semi-permanent makeup.
The policy does not provide coverage for any business activity performed on or attended by a minor who is aged 16 or younger, unless their parent or guardian gives their prior consent and is in attendance during the appointment, or their parent or guardian gave their prior written consent not to be in attendance.
We are delighted to be able to offer you a 0% interest free monthly instalment option and this is the only payment option available.
Your policy documents will be available immediately after you purchase your insurance online. You will receive an email with a username and password from account@milliondollarfacial.schemeserve.com. You can login via the portal and there you will be able to view and download your policy documentation.
You are covered to work from home, mobile, in a salon or even when working at promotional events or exhibitions.
We have worked with Million Dollar Facial to bring you exactly the cover you need for the 13 different Face, Body and Hair treatments offered as a Million Dollar Facial technician.
In the same way that medical malpractice insurance is concerned with claims resulting from injuries, so is public liability (PL). But it’s the way an injury is sustained that makes all the difference to which policy covers it.
That’s because public liability is all about accidental injuries and property damage.
Now, you might say you’d never cause your clients or patient’s intentional harm. So, any harm suffered during treatment is accidental and should be covered by your public liability insurance.
But PL only covers haphazard events like trips, slips, falls and other mishaps. You still need it, of course, in case a visitor is injured for example if they trip over your business equipment or slip on a split water.
But for injuries caused by your treatment of a patient or client, you need the protection of medical malpractice insurance instead.